Category: Finance

financial growth

How to Define Financial Success in Your Early 20s

Success is not always about what you see on the outside. A person can feel successful on their own terms, and you find it hard to accept their definition because it doesn’t equate to what you were taught growing up. That’s because the older generations defined success as having a nice house, car, or money

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financial status concept

Growing Your Assets: Passive Income Streams You Should Consider

With the rising costs of living, increasing prices of commodities, and the economic fluctuations all over the world, depending solely on one source of income can prove to be lacking. It seems like the only way to cope with this demand is to juggle multiple jobs or income streams. Fortunately, there are ways in which

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man calculating his finances

Managing your Finances: Alternative Investment Choices

Investing is about making money, starting with a small amount, and making it grow over time. Whether you are an experienced investor or a novice, the basic principles of profit, loss, growth, and depreciation never change. When a company is doing well, its value will increase. If it isn’t, it will either stay the same

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Effectively Managing Debt as a Small Business Owner

Setting up a new business is a goal that most people will find rewarding and impressive. However, first-time entrepreneurs will face overwhelming responsibilities and challenges that will take up their time, effort, and finances. One such challenge is debt, a word that is well acquainted with small business owners. The term ‘debt’ might evoke a

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finances concept

Simple Ways to Save Money

Regardless of your monthly income, it’s still a wise decision to be financially aware and responsible for your own spendings. With the economy proving to be more and more volatile, it’s never a bad idea to start saving. Perhaps you’re saving up for a big event in the future, or you’re just storing money for

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Money Loans

Hard Money Lenders: How to Spot the Good Ones

People often have a negative idea in mind when they hear about hard money loans. In movies, hard money lenders are typically portrayed as loan sharks who demand their clients to surrender their property with more value than the amount being loaned. Then, the movie creates a situation wherein the borrower isn’t able to pay

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Credit Card Churning: What You Need to Know

Many banks offer credit card rewards for new signees, and in fact, it’s pretty common practice for banks to give out amazing freebies or huge discounts for first-time credit cardholders. Naturally, people have found a way to exploit these offers in a practice called ‘credit card churning’. What is Credit Card Churning? At its most

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mortgage loan agreement

How Much Mortgage Can You Afford?

Buying a home is one of the biggest financial commitments you’ll ever make in your life. If you don’t want to take on more debt than you can handle, you’ll have to run the numbers before signing your name on a binding contract. Otherwise, you could end up with a mortgage that’s worth more than

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