Success is not always about what you see on the outside. A person can feel successful on their own terms, and you find it hard to accept their definition because it doesn’t equate to what you were taught growing up. That’s because the older generations defined success as having a nice house, car, or money
With the rising costs of living, increasing prices of commodities, and the economic fluctuations all over the world, depending solely on one source of income can prove to be lacking. It seems like the only way to cope with this demand is to juggle multiple jobs or income streams. Fortunately, there are ways in which
Investing is about making money, starting with a small amount, and making it grow over time. Whether you are an experienced investor or a novice, the basic principles of profit, loss, growth, and depreciation never change. When a company is doing well, its value will increase. If it isn’t, it will either stay the same
You think that your teenage years is too early to start saving up for a house, but with housing costs rising every year, it’s not such a bad idea. In fact, in 2019, over 300,000 Gen Z-ers had mortgages, while four out of five of these young people believed they’d own a home within five years.
Setting up a new business is a goal that most people will find rewarding and impressive. However, first-time entrepreneurs will face overwhelming responsibilities and challenges that will take up their time, effort, and finances. One such challenge is debt, a word that is well acquainted with small business owners. The term ‘debt’ might evoke a
Regardless of your monthly income, it’s still a wise decision to be financially aware and responsible for your own spendings. With the economy proving to be more and more volatile, it’s never a bad idea to start saving. Perhaps you’re saving up for a big event in the future, or you’re just storing money for
People often have a negative idea in mind when they hear about hard money loans. In movies, hard money lenders are typically portrayed as loan sharks who demand their clients to surrender their property with more value than the amount being loaned. Then, the movie creates a situation wherein the borrower isn’t able to pay
Many banks offer credit card rewards for new signees, and in fact, it’s pretty common practice for banks to give out amazing freebies or huge discounts for first-time credit cardholders. Naturally, people have found a way to exploit these offers in a practice called ‘credit card churning’. What is Credit Card Churning? At its most
Buying a home is one of the biggest financial commitments you’ll ever make in your life. If you don’t want to take on more debt than you can handle, you’ll have to run the numbers before signing your name on a binding contract. Otherwise, you could end up with a mortgage that’s worth more than
In just a few weeks we are about to enter the last quarter of the year. And while things are a lot different now compared to last year — no thanks to the coronavirus pandemic — it doesn’t mean that our lives should stop. Sure, the health crisis has somewhat changed the way we celebrate
