Many banks offer credit card rewards for new signees, and in fact, it’s pretty common practice for banks to give out amazing freebies or huge discounts for first-time credit cardholders. Naturally, people have found a way to exploit these offers in a practice called ‘credit card churning’. What is Credit Card Churning? At its most
Buying a home is one of the biggest financial commitments you’ll ever make in your life. If you don’t want to take on more debt than you can handle, you’ll have to run the numbers before signing your name on a binding contract. Otherwise, you could end up with a mortgage that’s worth more than
In just a few weeks we are about to enter the last quarter of the year. And while things are a lot different now compared to last year — no thanks to the coronavirus pandemic — it doesn’t mean that our lives should stop. Sure, the health crisis has somewhat changed the way we celebrate
Conventional wisdom dictates that people who want to purchase a house should do that while they’re still young. Since you’ll likely be paying your home loan for the next 15 or 30 years, you might as well get a head start. Unfortunately, not everyone has the opportunity to start early. Issues, such as mounting credit
They say the best things in life happen when you are still young. In that case, your 20s is the foundation for your future. What you do during those 10 years will greatly affect your life 10-30 years later. If you are a young professional in your 20s, you should know your priorities and the
We’re currently living in tough times, but that doesn’t mean you have to lose against it. Find out how you can better manage your finances, especially during this health and financial crisis we’re faced with. Assess your current financial status. If you have a monthly household budget, you have to look for ways in which
Are you buying a home for the first time? When looking at different mortgage loan rates in Guilford and other locations, lenders will typically offer you two options: a 15-year plan and a 30-year plan. The majority of first-time homebuyers choose a 30-year mortgage plan since it will require lower monthly payments, which can help
Other than credit and bachelor’s degrees, studying abroad is an opportunity to grow as an individual by being exposed to a new culture, diverse people, and a chance to be independent. However, this is a major change. It’s a completely different environment, which is why students should give themselves ample time to prepare. They should
When you have a life insurance plan, it’s more than protecting the ones you love. Interestingly, life insurance plans in Sandy, Utah and other places are reliable and effective in improving the lives of many people. The principal aim of life insurance is to provide a stress-free experience to your loved ones when you die. They will
A housing loan in July from a mortgage company in Seattle can carry a 4.53% interest rate on a median-priced property. The interest can apply to a 30-year mortgage with a 20% down payment. Homes in the Seattle-Tacoma-Bellevue region cost around $399,400, which is the most expensive among four metro areas in Washington State. As
